Latest News – Smart Homes https://smarthomessystem.com Latest in Smart Homes Technologies Fri, 08 Apr 2022 09:24:47 +0000 en-US hourly 1 https://wordpress.org/?v=5.2.15 What is a Loan Repayment Schedule & its Importance? https://smarthomessystem.com/what-is-a-loan-repayment-schedule-its-importance/ https://smarthomessystem.com/what-is-a-loan-repayment-schedule-its-importance/#respond Fri, 08 Apr 2022 09:24:42 +0000 https://smarthomessystem.com/?p=1258 When you sign a loan agreement, you agree to repay the amount to the lender within a specified time along with interest. The amount is paid back in equal monthly installments (EMIs) over a pre-defined period. The EMI includes the principal amount, interest, and other small components such as insurance and service charge. The loan repayment …

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When you sign a loan agreement, you agree to repay the amount to the lender within a specified time along with interest. The amount is paid back in equal monthly installments (EMIs) over a pre-defined period. The EMI includes the principal amount, interest, and other small components such as insurance and service charge.

The loan repayment schedule is a schedule that specifies your payment amount every month throughout the loan period. It also details specific terms of the loan such as interest rate, due date, outstanding balance, etc.

Understanding the Loan Repayment Schedule

The loan repayment schedule comprises two major components of your EMI: the principal and interest amounts.

One might assume that the interest and principal components are equally divided in an EMI, but that is not true.

The interest component is much higher in the initial periods of the loan. This is because interest is calculated on the outstanding balance, which is initially very high. However, as the outstanding balance diminishes, so does the interest amount. Thus, the end of the schedule sees the principal amount covering most of the EMI.

Let’s understand this with the help of an example. Assume that you’ve taken a loan of Rs 10 lakhs on 1st April 2022, at an interest rate of 9%, to be repaid over ten years of tenure. Using an EMI calculator, your total payables will be as follows:

Loan Amount 10 lakhs
Interest Amount 9%
Tenure 10 years
Per Month EMI Rs 12,688
Total Interest Payable on the loan Rs 5,20,109
Total Payment (Principal +Interest) Rs 15,20,109

Now let’s look at the detailed repayment schedule for the year 2022 from April to December (i.e., the first year of the loan):

Month Principal Interest EMI Balance
April 5168 7500 12668 994832
May 5207 7461 12668 989625
June 5246 7422 12668 984379
July 5285 7383 12668 979094
August 5325 7343 12668 973769
September 5365 7303 12668 968404
October 5405 7263 12668 962999
November 5446 7222 12668 957553
December 5486 7182 12668 952067

As you can see, the interest is highest in the first month. This is because it is calculated on the entire balance of Rs 10 lakhs. But as the months pass, the interest amount decreases since they are calculated on the diminishing balance shown in the last column.

In the repayment schedule for the last year, 2032, you will find that the principal amount is much higher than the interest.

To see the full repayment schedule covering the entire tenure, use the PNB Housing home loan EMI calculatorEnter the loan amount, term, and interest rate, and a detailed schedule will pop on your screen.

Why is Loan Repayment Schedule Important?

Once you have understood how the repayment schedule works, it’s not hard to understand why this document holds much importance. Here are a few benefits the loan repayment schedule provides to the borrower:

  • It helps understand the repayment by breaking down the EMI into principal and interest components.
  • It allows borrowers to keep track of their loan repayment.
  • Enables borrowers to view the outstanding balance after each payment
  • If the borrower makes a payment more than the EMI, the updated repayment schedule will calculate the updated interest payable on the remaining balance.
  • A repayment schedule is beneficial for loans where part payments are acceptable, such as the mortgage loan.
  • The schedule helps identify the total interest paid annually for claiming income tax benefits.

To Conclude

A home loan is a big financial commitment. Hence, it’s crucial for anyone seeking a home loan to go through the repayment schedule first. You can generate the schedule online from your home using thePNB Housing home loan EMI calculator. The repayment schedule will enable you to estimate your expenses beforehand to make an informed financial decision.

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A Beginner’s Guide To Redecorating The Bedroom? https://smarthomessystem.com/a-beginners-guide-to-redecorating-the-bedroom/ https://smarthomessystem.com/a-beginners-guide-to-redecorating-the-bedroom/#respond Tue, 16 Nov 2021 04:22:07 +0000 https://smarthomessystem.com/?p=1254 Australians spent $37.5 billion on renovating their homes in 2020. Being cooped up at home during most of 2020 gave Aussies a lot of time to consider redecorating. The bedroom took priority for most as it is their sanctuary at the end of the day. If you want to get help decorating your home, you must consider hiring professional …

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Australians spent $37.5 billion on renovating their homes in 2020. Being cooped up at home during most of 2020 gave Aussies a lot of time to consider redecorating. The bedroom took priority for most as it is their sanctuary at the end of the day. If you want to get help decorating your home, you must consider hiring professional interior designers in Sydney.

The first time you redecorate your bedroom, it can make you anxious and leave you flustered. This beginner’s guide to redecorating the bedroom can be extremely helpful. Read on for the top tips for a grand redecoration.

Set A Budget

Often, redecoration projects can go overboard and leave a big hole in your pocket. Therefore, it is prudent to set a budget so that you know when to stop.

Bedroom redecoration can cost anywhere between $2,000 to $80,000 depending on the size of the room, the materials used, and the décor bought. Setting a budget helps you keep your project realistic and lets you create the look you want within your budget.

Evaluate The Space

Average bedrooms range from about 10 to 18 square meters. It is prudent to take measurements beforehand. Also, assess the furniture in the room to determine what needs to be replaced and what can be used after a bit of work.

When you take inventory of what you have, you can save on costs significantly as you may find items you can reuse, or even sell off to fund other purchases.

Pick A Focal Piece

Most people assume that the bed will be the focal point in a bedroom, but you can do something different. Based on your room’s size, you can have a coffee table or a dresser as the centre of attention in the bedroom.

Once your focal piece is in place, you can decorate the rest of the room to complement it. This includes the colour of the drapes and the paint to be used. Don’t hesitate toget help decorating your home. You can even consider hiring expert interior designers in the city.

Select A Style

Décor styles can range from traditional and cozy to sleek and minimalist and everything in between. You may have a kind in mind, or you might want to experiment. Either way, selecting a style that suits your lifestyle is crucial, and it ensures that your bedroom is your own personal haven.

Draft A Plan

If you’re redecorating by yourself, you need to make sure that you put the plan on paper. It helps solidify the layout, which would otherwise be a fluid plan in your mind. When you pen down the measurement of your room, you know how much space you have left and what to do with it.

For example, most beds take up two-thirds of the room’s area, and you have enough space for a dresser and perhaps a coffee table. However, if your room is larger, you can also consider adding a loveseat by the window.

With a plan in hand and a style in mind, you are all set to redecorate your bedroom into your dream room. You can also get professional help redecorating your home by hiring interior designers in Sydney.

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4 Ways to Increase Your Home’s Curb Appeal https://smarthomessystem.com/4-ways-to-increase-your-homes-curb-appeal/ https://smarthomessystem.com/4-ways-to-increase-your-homes-curb-appeal/#respond Thu, 29 Oct 2020 04:55:45 +0000 https://smarthomessystem.com/?p=1210 When the time comes to sell a home, many people will make a few alterations or upgrade to help increase their property value and sell their home to buyers. The front of your home is just as important as the inside, so we have these four tips to help you add some curb appeal to …

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When the time comes to sell a home, many people will make a few alterations or upgrade to help increase their property value and sell their home to buyers. The front of your home is just as important as the inside, so we have these four tips to help you add some curb appeal to your home.

Landscape Your Front Garden or Yard

In restaurants, they say the first bite is with the eye. When people first approach a property, the look and feel it gives is their first impression of a home and the people who live there.

Landscaping your garden or yard, and adding color and texture with plants and flowers, is a great way to make your property more pleasing to the eye for guests and prospective buyers when the time comes to sell. It is easy to do yourself and is inexpensive, so can give you a great return on your investment if it helps to sell your home when you decide to move.

Replace or Repaint Your Front Door and Window Frames

Your front door is like your home’s handshake. Guests and visitors will often get their first experience of your home from knocking on your front door or ringing the bell.

Having a clean and presentable front door is important. The windows and window frames will also leave an impression on people approaching your property. Making sure they are clean and in good condition is advisable if you are thinking of selling your home. Sometimes all your front door needs is a fresh coat of paint or varnish, but you should consider replacing it if it has become worn or damaged by weather over the years.

Add Some Gates to Your Driveway

If you want to take your property’s curb appeal to the next level, then you should definitely consider adding some fancy gates to your driveway.

This can add a grand and classy touch to any home, and also increase security at your property as well as increase its value. There are some amazing designs available for your gates, they don’t have to be simple bars or sheet metal. There are contemporary, geometric gate designs as well as more traditional gates that can often include intricate and attractive metalwork decorations.

Repair or Recover Your Driveway

Having a worn, potholed, or damaged driveway gives visitors and passersby the wrong impression. Even if you have a flat, blacktop drive you should make sure it is in good condition.

Repairing driveways can be quicker and simpler than you may think, and even large pothole and oil stains can be repaired without having to lay a fresh surface on your driveway. Modern techniques like infra-red repair can leave a driveway looking like new, with obvious patches from repairs or stain removal.

By using just a couple of these tips you can add some security, value, and curb appeal to your property. Make your home look as good as it feels to live in!

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How To Install A Water Underfloor Heating System https://smarthomessystem.com/how-to-install-a-water-underfloor-heating-system/ https://smarthomessystem.com/how-to-install-a-water-underfloor-heating-system/#respond Wed, 12 Feb 2020 04:54:29 +0000 https://smarthomessystem.com/?p=1194 When you’re planning an installation of a water heating system for a single room, it’s better to install electric underfloor heating. However, if it is on a bigger project, go for a water underfloor heating system.  If you’re using an electrical heating system, you will connect the power supply to the mains electricity in your …

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When you’re planning an installation of a water heating system for a single room, it’s better to install electric underfloor heating. However, if it is on a bigger project, go for a water underfloor heating system.  If you’re using an electrical heating system, you will connect the power supply to the mains electricity in your house. This will take a deeper chunk in your bills. But with the water underfloor heating system, the connection is to a boiler or another heat source. Although the installation of a water underfloor heating (UFH) system is more costly compared to the electric system, you will lower the cost if you can do it yourself. Subsequently, after the installation, you’re bound to enjoy lower bills.  

Tips on How to Install Water Underfloor Heating System

Below are some tips we have to help you with a successful water underfloor heating installation:

1.     Prepare and measure

It is essential for you to make adequate preparations before embarking on the heating installation. Through your preparation, you will be able to plan and harmonize everything to ensure your work is neat. Measurement is essential as you are to consider all the fittings and fixtures during the installation. For instance, when you carry out a bathroom installation, you will fix pipe works for towel rails, toilet seats, and radiators on the floor. You must take these fixtures into account during installation to avoid damaging the heating wires. You will need to select where the manifold of the system will be housed. This will enable you to know how to run the pipework. With the use of instruction manuals and CAD drawings, your job will be less stressful.

2.     Subfloor cleaning before installation

Before the installation, endeavor to clean the subfloor. This will remove any jagged edges on the subfloor, which may cause damage to the pipes. Also, cut off any sharp juts on the subfloor. You may even sand the subfloor down if there is any need for that. For unfailing security, lay a damp-proof material on the subfloor before laying the insulation membrane from the installation kit.

3.     Note the maximum temperatures and final flooring

Consider the final flooring you intend to lay after the installation. This is because some floor types may have top temperature restrictions. Also, know the heat output of the heating system you intend to install. This will help you ascertain if your house will get the desired temperature after installation.

4.     The manifold installation

Make the installation of the manifold first securely on a wall when you’re using the water underfloor heating system. The installation is much easier when you work with your CAD drawing. Ensure that the fixing is at least 600mm above the floor to avoid bending the pipes during their fittings. Also, ensure that you install the manifold in a place where it will be easily accessible. This is to avoid any inconveniences during servicing. Turn the insulating value and connect the manifold to the mixing valve and water supply. Ensure you have a zone value where you want to run your water underfloor heating concurrently with radiators. This will provide for you separate control for the two heating systems. 

5.     Use insulation to enhance efficiency

Installing insulation boards is a sure way to get the best out of your underfloor heating system. Where there is no insulation in use, the heat may migrate upward and downward. This movement will heat the ground below the heating system and lead to energy wastage.  Insulation board such as Warmup insulation boards, will not only improve the heat out-put, they will save energy and reduce heat-up time.   

6.     Laying and Fixing of Pipe Work

After installing the manifold and the insulation, the next step is to proceed to the laying of the pipework. You’ll need to secure the pipework firmly in position when screeding. One of the popular ways to do that is with the use of grip rail. Make the grip rails to be at an angle of 90o to the piping as you lay them and use staples to put them in positions. By using a snake-like pattern, lay the piping at 200mm intervals carefully. Follow the CAD drawing to produce an efficient layout for your heating system.

7.     Connect the manifold and pipework

Use a pipe-cutter to get excellent and clean cuts on all the pipe ends. A craft knife or saw will leave a jagged-end, which may give a bad seal. You can proceed to make connections to the manifold once the piping is of desired lengths. Make a connection of the pipe to the bottom valve of the manifold using a hose pillar between them and tighten the nut. Do the same for all circuits and ensure proper connections.

8.     Laying of your flooring

After concluding the connections, proceed to lay out any flooring of your choice. This does require any technicality. You are almost done with the whole process of your work satisfactorily.

9.      

Having completed the work of installation of your water underfloor heating system, you will be eager to test the functioning and warm up your house. You should first check the flow rates. When turning on the heating system, you should do so slowly. Remember that flow rates vary for each heating system and manifold. If you are uncertain, you may refer to your instruction manual contact your electrician.

CONCLUSION

It is so fulfilling to feel the warmth right at the comfort of your home. Having completed the installation of your water underfloor heating system, you may set the correct temperature. You can now relax and enjoy the comfort of the heating system.                                                                                                                                                                                                                                  

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5 Things to Do Before Putting a Property On Sale https://smarthomessystem.com/5-things-to-do-before-putting-a-property-on-sale/ https://smarthomessystem.com/5-things-to-do-before-putting-a-property-on-sale/#respond Fri, 13 Dec 2019 05:15:27 +0000 https://smarthomessystem.com/?p=1139 Maybe you’re planning to buy a new home or you’re just getting into the business of buying and selling real estate property. It feels great to walk potential buyers into your property and finally signing a deal with a willing buyer. But what most people don’t know is that there’s more to selling a home …

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Maybe you’re planning to buy a new home or you’re just getting into the business of buying and selling real estate property. It feels great to walk potential buyers into your property and finally signing a deal with a willing buyer. But what most people don’t know is that there’s more to selling a home than just putting a screaming “For Sale” sign at the front yard. There are many things at play that could affect the time your property stays on the market and how much it fetches you.

To give you a seamless experience when selling, here are 5 things to do before putting your property on sale.

1. CDE: Clean, Declutter, and Exterminate

Nothing can be more off-putting to potential buyers than dust, pet dander, foul smells, and clutter. These are some of the things that can make your property stay for months or even years on the market. In addition to dirt and clutter, pests are another huge threat to the sale of a property. As a matter of fact, some buyers will request a report from a reputed pest inspection firm before they can put pen on paper and seal the deal. Marcus Anthony from The Pinnacle List asserts that if you suspect a bug infestation, getting a home pre-inspection report from the best bed bug control firm will give you peace of mind while making your selling process easier and faster. A clean, clutter-free, and pest-free home will also make it easier for you to set the price and fetch you stronger offers from confident buyers. So, before you list your property, it’s best to start by giving it a deep cleaning service, exterminate, and get rid of things that you no longer or rarely use.

2. RUR: Repair, Upgrade, and Renovate

A property that is well-maintained and in tip-top shape will obviously be more attractive to potential buyers. On this note, you’ll want to ensure that everything is running and functioning properly. From your plumbing to your appliances, heaters, air conditioning, windows, doors, and every little thing. You may also want to do some upgrade such as upgrading your lighting fixtures, faucets, cabinetry, and so forth if need be. Check for minor damages and get them fixed asap.

3. Give It a Fresh Coat of Paint

Nothing sells a home faster than a great curb appeal… and if you guessed right, repainting can work magic even for a dilapidated home that looks as if it has been abandoned since the eighties. A fresh coat of paint could be all you need to get your home looking macho and more attractive to buyers. However, real estate experts suggest going for neutral paint colors as not all colors may be appealing to everyone. These include colors such as whites, taupe, gray, and beige, especially on the walls. You may also want to extend the paint job to your cabinetry, moldings, and trim, where need be.

4. Depersonalize the Space

Another secret to increasing your home’s selling potential is to put away those personal items personalized stuff such as family portraits from walls and the rest of the space. This allows any potential buyer you bring over for sight-seeing to envision themselves as the happy owners. The key is to remove distractions.

5. Research The Market

last but not least, market research is a must. It makes it easy for you to set a price for your property. Be sure to find out how much similar properties in your area are going for, so you don’t set the tag too high or too low. Better yet, working with a good real estate agent will take away much of the load from your shoulder.

Selling a home is fun, but it’s not always a walk in the park. Specifically, it can be devastating to go months without a significant offer from potential buyers. With the above tips, however, selling your property could be easier than you ever thought.

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Smart, Space-Saving Furniture that Everyone Wants https://smarthomessystem.com/smart-space-saving-furniture-that-everyone-wants/ https://smarthomessystem.com/smart-space-saving-furniture-that-everyone-wants/#respond Mon, 25 Nov 2019 04:19:38 +0000 https://smarthomessystem.com/?p=1121 Everyone enjoys indulging in the interior design of their own home, since having a luxurious and spacious home is desired by many. It is the place we spend most of our time, and we want to feel happy and comfortable in it. You may be checking out interior design websites, Pinterest pages and Instagram for …

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Everyone enjoys indulging in the interior design of their own home, since having a luxurious and spacious home is desired by many. It is the place we spend most of our time, and we want to feel happy and comfortable in it. You may be checking out interior design websites, Pinterest pages and Instagram for inspiration, and find yourself wanting a glamorous home. 

Unfortunately, this is not always within our reach, as spacious homes aren’t exactly budget friendly, and many houses and apartments don’t always provide the necessary storage space we need, making them become cluttered. So if you’re looking for that picturesque home that will have your friends and family swooning over, then you’re in luck as we’ve found smart, space-saving furniture that everyone wants!

You would be amazed by the innovative design ideas that are around today, ensuring you get quality furniture that fits your home like a glove. So if you’re ready to transform your home, click here for furniture that ensures your place remains spacious in smart and efficient ways. Even your budget won’t prevent you from acquiring your dream home! 

So take a look at the following furniture ideas and add them to your checklist. 

Smart tables

Smart tables are a great way to start saving space in your home. You can now purchase side tables that create enough storage room with detachable elements. These tables have removable shelves, hidden compartments, LED lights with a touch switch and even phone charging sockets, as well as a Bluetooth stereo audio system. Smart tables are suitable for your bedroom as well as your home office. 

Coffee tables

Coffee tables are becoming more efficient with constant innovative renovations, which makes them more practical than ever before. A smart space-saver coffee table has plenty of storage space underneath, equipped with shelves and drawers, as well as a removable lid. You can now find coffee tables with table tops that can be raised, pulled out and transformed into a desk, while providing storage space underneath the lid. 

Sofas and sectionals

Many people have heard of sofa beds, but the latest trend  is having sofas with incredible storage space underneath. You can opt for sofas with drawers built in underneath as well as compartments to store cushions, or other items you don’t want to display. You can also purchase sectionals of the same design that are removable when they aren’t required. Another great addition to your living room are modern ottomans which can be used as sectionals. Ottomans can be stored underneath your space-saving couch, or inside your coffee table shelves, until they are needed. Ottomans have multi-use purposes, making them are a vital asset in any luxurious home. 

Beds

Your bed is probably the most important piece of furniture in your home. To ensure a good night’s sleep, you want a glorious, comfortable bed to sink into every night. However, if you’re wondering whether a quality bed will be costly, or take up too much space,  you need to discover the space-saving options! You can now buy beds that contain plenty of storage space underneath in the form of pull out drawers to fit display cushions and pillows, and some drawers are even big enough to store that large suitcase of yours. Many beds now come with attached shelves at the head with LED touch switch lights and even charging sockets. 

Units

Modern units are more evolved than ever before, with TV and wall units containing hidden compartments for extra storage space. Some units even have adjustable shelves that can be moved horizontally or vertically, depending on what you wish it to hold; for instance, these shelves can be placed vertically to hold CDs and DVDs. 

Desks and dressers

We spend so much time by our desks and dressers, that it’s time to upgrade them to meet all our needs. Modern dressers have lift-up shelves with a mirror attached, which ensures your mirror remains clean and less susceptible to cracks. Desks also contain pull out drawers, drawer dividers and removable shelf layers that make it the must-have furniture for your home office. These desks also provide pull out shelves, in order to expand your table if you wish to place your laptop or iPad on top.

These space-saving ideas may sound like a dream come true, but they aren’t out of your reach! Whether you purchase modern side tables, desks, dressers, sofas, sectionals, ottomans, beds or units, you will now have more spacious rooms, and plenty of storage space to de-clutter your home. This way, your new home will be the envy of all your guests!

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Fix Your Roof with These Simple Steps https://smarthomessystem.com/fixing-your-roof-with-these-simple-steps/ https://smarthomessystem.com/fixing-your-roof-with-these-simple-steps/#respond Wed, 20 Nov 2019 04:09:26 +0000 https://smarthomessystem.com/?p=1116 Having your own house is one of the most satisfying things ever. Sure, owning a car is nice, and having all the electronics you could want is also cool, but having a home that you could go back to is just something else, and it will definitely be your most valued property. It’s not without …

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Having your own house is one of the most satisfying things ever. Sure, owning a car is nice, and having all the electronics you could want is also cool, but having a home that you could go back to is just something else, and it will definitely be your most valued property. It’s not without its complications, though. Being a homeowner entails a lot of responsibilities. It’s not like living in a rental where it’s up to the landlord to fix every broken pipe and malfunctioning heater. It’s your home; it’s up to you to do the repairs. One of the trickiest problems to handle in your own place will be the roof, but with a few simple steps, it can be easily done. 

Identifying the problem 

You can’t really start fixing the roof until you identify the problem. There are some obvious indications that you should look for to try and pinpoint what the problem exactly is. Generally speaking, the most common problem faced by homeowners is having a leaky roof. So, how do you know if that is the case? Well, water stains across your ceilings and running down the walls, or water actually dripping onto your head, might be a clue that it’s a leaking roof. After making sure that is the issue, you need to track the source, and that is the difficult part. Your roof isn’t exactly small, and trying to pinpoint exactly where the leak is coming from will take some time, but you have to do it. 

Finding the leak

So, you need to start retracing the stains upwards to find where exactly the leak is coming from. Once you’ve managed to find the approximate location, you next need to determine what penetrated the roof to cause the leak –– it most likely is an item that penetrated the roof and caused the problem because usually, something has to have disrupted the shingles. It might be a broken pipe or a chimney, or anything pointy or heavy enough to cause a problem. The easiest way to locate the exact problem would be going up on the roof and looking for yourself.

Shopping for contractors 

If the problem –– a leak or not –– is beyond your skills, you’ll need to hire a contractor to help you. And finding a decent roofer might be a bit tricky. Not all workers care about getting the job done right because it’s a once in a decade kind of thing, so the odds of them meeting you again are slim. As the article on this site explains, you need to find a contractor that will give you a lifetime guarantee on the quality of their work. That way you can ensure they will get the job done properly and fix any future problems if they even happen. You need to shop around until you find a worthy contractor that knows what it takes to install a lifetime product that won’t cause you problems in a year or two. It’s always wise to check for reviews on this one because the market is filled with shady roofers who will not do the task as it needs to be done. So, leverage the internet and start reading up what other people have to say about the contractors they’ve dealt with, and don’t settle for the first one you come across. 

Can you fix the problem yourself?

In rare cases, it might be possible for you to handle the problem yourself, but you need to be really careful because you don’t want to exacerbate the problem. But if you’re dealing with a small leak, for example, you can try and fix it yourself. You should start by determining whether or not your ceiling has a plastic vapor barrier between the attic insulation and the drywall. Then, go through the insulation and try to find any stains on the plastic to determine the exact location of the problem. If you couldn’t find water stains or flow marks, you need to look for shiners on the roof –– nails popping out because they missed the framing. This happens due to poor work by the carpenter or because of weather conditions in some cases. You can identify those nails in colder nights because they’ll look white as they frosted from the moisture escaping through the attic. You can then fix the problem by replacing the nail, which will probably ensure the leaking stops. 

Invest in your roof

Nobody wants to spend a fortune fixing their roof, but it’s one of the most important areas of your house –– if not the most important. So, you really don’t want to skimp out with this one because that might jeopardize your entire house, from furniture pieces to the walls and paint. In other words, invest in your own roof, so you don’t have to worry about it ever again. Getting the highest quality products means shingles that have the longest available warranty period –– 50 years is common, and it would only cost you an extra 300 to 500 dollars. Since you’re replacing them anyway, you might as well add a few extra bucks for architectural excellence, getting different colors and thicknesses to add to the elegance of your house. It is also advisable to go with copper flashing, which is used to seal joints between walls and ceiling. The thing about copper is, it is a lot more durable than any other metals used out there, like aluminum, so it will give you a better performance in the long run and ensure that you won’t face any other problems with leaks. 

Having problems with your roof isn’t exactly fun, but with a little planning and some effort, you could fix the problem quite easily. The important thing is trying to identify where the problem is, and just how big it is. If it’s a minor leak that you can fix, then do it yourself. But if you’re going to be making some major changes and replace the shingles, shop around for the best contractors to do the job for you. 

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Is It Legal To Install A Train Horn In Your Car? https://smarthomessystem.com/is-it-legal-to-install-a-train-horn-in-your-car/ https://smarthomessystem.com/is-it-legal-to-install-a-train-horn-in-your-car/#respond Sun, 27 Oct 2019 04:29:27 +0000 https://smarthomessystem.com/?p=1103 Air horns are known for their extremely loud sound, which is pretty menacing if you count their depiction in movies and TV series. The reason they’re so loud is quite intuitive as a train can’t stop easily and can crush almost any vehicle or human in its way. The legal limit for car horns on …

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Air horns are known for their extremely loud sound, which is pretty menacing if you count their depiction in movies and TV series. The reason they’re so loud is quite intuitive as a train can’t stop easily and can crush almost any vehicle or human in its way. The legal limit for car horns on regular vehicles is between 100 and 110 decibels. A train horn is between 130 and 150 decibels, which makes it very loud, but it’s allowed because it’s only used in dire and critical situations where such a loud noise can prevent a catastrophe. The legality of installing an air horn on your car depends on the state or location, and some other factors that we’ll discuss.

California

It’s illegal to use a train horn in your car, yet it’s okay to mount it in California. Semi-trucks and trucks are allowed to use an air horn if it complies with FMVSS standards in addition to the right specifications. Violating such terms can result in a fine of $108 if you have no prior citations. It’s also worth knowing that using the horn excessively comes with its penalties as well.

Texas

Using a train horn on any vehicle as a regular warning method is considered illegal and would cause the vehicle to fail its annual inspection once it’s found hooked to the car. The only legal leeway that allows the use of a train horns is if it’s hooked to the alarm system of a truck. Very loud sounds are considered noise pollution and can easily get you penalized.

Georgia and Virginia

Georgia is laxer when it comes to the installation of air horns on a car, provided that they are installed as a part of an alarm system. Virginia shares the same view as long as the warning device, the train horn, in this case, is approved by the superintendent to be used as part of an anti-theft or alarm system.

States Where It’s Completely Illegal

Most states other than the ones mentioned above have strict laws that restrict installing any type of air horn in general, excluding emergency vehicles. It’s quite important to check the laws of your state to know whether you’re allowed to use a train horn for specific purposes or not.

How Do They Work?

The reason train horns are so legally restricted is because of the resulting loud noise. The steam whistle was the earliest version of warning horns, and as trains relied on different technology to operate, steam whistles became obsolete. An air horn proved to be a better alternative, as it simply sounds through the process of compressed air through a power chamber, which later channels it to a diaphragm.

Installing an air horn on a car requires research, as you might get into a lot of legal trouble if you use it for the wrong purposes according to the laws of the state. Nevertheless, a train horn can provide you with numerous benefits—and an obvious ‘cool’ factor—if you know what you’re doing.

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5 Things Every Home Office Should Have https://smarthomessystem.com/5-things-every-home-office-should-have/ https://smarthomessystem.com/5-things-every-home-office-should-have/#respond Fri, 18 Oct 2019 05:03:50 +0000 https://smarthomessystem.com/?p=1090 If there’s a perfect manifestation of life’s boring routine, it has got to be a steady job from 9 to 5. Despite that being the most common thing out there, there are those fortunate enough to escape the day job monotony as they work from home. Whether you’re a freelancer or a person whose job …

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If there’s a perfect manifestation of life’s boring routine, it has got to be a steady job from 9 to 5. Despite that being the most common thing out there, there are those fortunate enough to escape the day job monotony as they work from home. Whether you’re a freelancer or a person whose job doesn’t really need them to go to a company building, there’s nothing quite like being able to work from the comfort of your own place. That doesn’t mean you should work on your bed, though. You’re going to need to set up a decent home office that not only puts you in the right mindset to work but also has everything you might need. Here are some of the essentials. 

  1. Desks and chairs

Yes, it is very tempting to work on your couch, but this is a very bad idea if you come to think about it. If you work there, you’ll find yourself either dozing off or watching TV instead of getting any work done. This is why you need to have a dedicated workstation with a decent desk and a comfy chair. That way, you can sit when you need to work, and you’ll get it done. After that, go lay on the couch all you want. 

2. Proper lighting 

That means getting rid of that faint yellow lamp. You want to get things done, and that requires proper lighting. If your home office has access to some natural daylight in the mornings, then so be it. But it’s the nights that you have to worry about. So, get yourself a decent lighting system that won’t cause you to fall asleep instead of work. 

3. Office equipment 

It goes without saying that you will need a computer or a laptop to work, but that’s not all the equipment you’ll need. You want to make this the closest thing there is in an actual office setting, which means you should get state-of-the-art laser printers, scanners, telephone, and everything else you might need for your job. Don’t forget the importance of a high-speed internet connection, because if you stick to your normally average speed, you’ll long for your office days. 

4. File cabinets

Whether you’re at an actual office or a home-based one, storing your important files on the desk is never a good idea. Those stacks mean you will lose important documents, and more importantly, it is quite discouraging for everyone who walks in, including you. So, get yourself a file cabinet that you can use to store any documents you’ll be using. 

5. Coffee machine 

While this isn’t a must, it is definitely something you should consider having. Getting yourself a coffee machine in your home office will save you all those trips to the kitchen, which will probably entail a lot of wasted time. When you get one, you don’t need to leave your office every time you want some coffee.

You also have your pens, papers, cups, staplers, and all of those things that you might need for your work. But these five we’ve mentioned above will go a long way into making your home office much cooler. Add to that some self-discipline and motivation, and you’ll be able to get things done. 

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Things to Consider Before Replacing Your Old Appliance https://smarthomessystem.com/things-to-consider-before-replacing-your-old-appliance/ https://smarthomessystem.com/things-to-consider-before-replacing-your-old-appliance/#respond Fri, 27 Sep 2019 04:25:14 +0000 https://smarthomessystem.com/?p=1080 From dishwashers to refrigerators, range hoods, garbage disposals, washers, and dryers, we all have a wide range of appliances in our homes to make work easier and life more convenient. However, these appliances aren’t created to last forever. Depending on factors such as quality, maintenance, and lifespan, appliances develop faults with time or even break …

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From dishwashers to refrigerators, range hoods, garbage disposals, washers, and dryers, we all have a wide range of appliances in our homes to make work easier and life more convenient. However, these appliances aren’t created to last forever. Depending on factors such as quality, maintenance, and lifespan, appliances develop faults with time or even break down completely. When this happens, it’s when you realize that that piece of equipment actually adds value to your life and you feel like rushing to the nearest store to purchase a new one. Well, not so fast!  

Before replacing that old appliance in your laundry room or kitchen, there are several things you need to put into consideration. Whether it’s your fridge, your garbage disposal, your cooker, or even your coffee maker, you want to ensure that you’re making the right decision… one that is not based on desperate emotions or frustration but fact. 

Before you go ahead and replace your old appliances, here are some things you should consider. 

Do Your Homework

As a wise shopper, it’s always important to conduct some research about the specific item that you need before approaching the shelves. Once you’ve figured that you need to replace an old appliance, maybe due to poor aesthetics or performance issues the first and most important thing to do is to go online and see what various retailers are stocking. Apart from simply performing a Google search on kitchen item or looking it up on several online retail shops, Meghann from Simple Green Moms, says you’ll also want to check out what previous consumers and professional kitchen appliance product reviews have to say about the specific item you’re looking for. This can help give you a general idea on what to expect, how much you need, the brands to stay away from and where you can buy the specific appliances, among other things. It will also help you narrow down your options to the best product out there, advisably after considering the factors that follow below.

Is Repair an Option?

Maybe you’ve had the appliance for a couple of years now, and for various reasons, you think it’s time to let it go. If the main reason is performance-related, however, it’s worth considering whether or not; repair can make it any better. Well, while repairing the appliance can bring it back to life, it may not be a viable option if you’ve done a couple of repairs already and the problem is persistent. You may also be forced to replace the appliance if it has a damaged part that is no longer on the market or is so hard to find. Additionally, a replacement will be the best way to go if repairing your old unit costs almost the same as getting a new one, which brings us to the next important consideration.

Age of the Appliance

Different appliances have different lifetimes. For instance, most refrigerators are built to last for at least 13 years, whereas dishwashers and microwaves have an average lifespan of 9 years according to HouseLogic. However, this number may be respectively lower or higher for each and every appliance depending on how well it is maintained. All the same, the 50% rule o replacement applies in all of them. If your old appliance has exceeded more than half its expected lifetime and the cost to repair exceeds 50% of the cost of getting a new one, you’ll be better off replacing the old appliance. A unit that has exceeded its warranty may also be worth replacing in case it breaks down.

Energy Consumption

Electricity is a major pain in the back for most homeowners. Well, there are various reasons for increasing energy bills in general, but when thinking of replacing your old appliance, it’s important to consider how much energy it has been consuming and weigh it against what your new appliance will consume. Have you been experiencing high electricity bills lately? If so, you may want to have a professional appliance handyman or electronics technician come over and assess your appliances to find out which one has been causing these mountain bills.

The good thing is that with technological advancements in the modern-day, newer appliance models with high energy-efficiency ratings have been developed. Before you pick up that new appliance and ditch your old one, it pays to consider just how much it can save you each month as far as energy bills are concerned. According to the U.S. Department of Energy, energy-efficient fridges and washer models have lower energy consumption by as much as 20% or more and can save you money in the long run. Precisely, be sure to check out for an Energy Star Label before picking any new appliance. All the same, it’s not uncommon to find out that you could save even more energy with your old unit by simply switching it off when not in use.

Maintenance

As earlier hinted out, proper maintenance can actually lengthen the lifespan of an appliance while reducing operational costs and improving its energy efficiency. But then again, each and every appliance has its own set of maintenance requirements. While a microwave won’t require much from you other than cleaning, a clothes dryer may require you to check the exhaust vent for proper airflow at least once annually. Your refrigerator, on the other hand, may require you to vacuum the condenser coils regularly to get rid of any dust or debris that could be trapped therein. Well, most importantly, the level of maintenance required for a particular appliance may vary from one brand or model to another. This brings us back to the importance of doing research before replacing your old appliance with a new one.

Personal Style

Will the replacement unit meet your preferences in terms of style? Will it look good in your kitchen? Will it blend with the rest of your interior décor or other appliances in terms of color, texture, and design? These are just of the many questions you may want to ask yourself before replacing your appliance.

Size

Last but not least, you don’t want a replacement appliance that doesn’t fit well in the designated space or one that is too big for your room. You also don’t want an appliance that will force you to break your door, just to get it inside. More so applies for larger appliances such as fridges, washers, ovens, and cookers. Size is a big deal, especially in this age and day when real estate prices are on the rise.

Finally ditching that old appliance and replacing it with a new one can be fun and exciting. It can give your home a fresh new look, not forgetting the value it adds. However, you just don’t wake up one day, decide that this thing has to go, and head to the market for a new one. For a smart decision, it takes planning and considering a number of factors to avoid future regrets, high costs, inconveniences, and disappointments. Luckily, the above pointers provide you with just enough information that you can use to make a well-informed decision.

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